Category: Life Insurance
How Do I Change My Life Insurance Beneficiary?
November 7, 2019
It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject...
Understanding Waivers Of Premium
October 22, 2019
If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium...
Will Quitting Smoking Lower My Life Insurance Premiums?
October 7, 2019
There are many reasons to quit smoking, and reducing the cost of life insurance is one of them. When you kick the habit, you save...
How Many Life Insurance Policies Do I Need?
September 22, 2019
Financial planning is not always cut and dried. Changes are likely to occur in a person’s life, and financial needs and goals shift along with...
Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance
September 7, 2019
Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured....
How Does My Life Insurance Provider Keep Up To Date With My Health?
August 27, 2019
The right to privacy is a bedrock of American values. However, for purposes of life insurance, privacy does not extend far. Your insurance company receives...
Am I Too Young To Start Paying For Life Insurance?
August 13, 2019
People in their 20s and 30s may believe that they are too young to need life insurance. In some cases, they may put off purchasing...
Can I Have As Many Life Insurance Beneficiaries As I Want?
July 23, 2019
When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something...
What Is Graded Death Benefit Life Insurance?
July 9, 2019
A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who...
Are There Restrictions On Final Expense Insurance Policies?
June 25, 2019
Death is as certain as taxes, and your final expenses may be more than you are anticipating. That’s why it makes sense to purchase final...